On October 31, 2024, the UCPath Center sent the following message to all UC Employees regarding the UC Open Enrollment period for health and benefits.
It’s that time again! Open Enrollment started on October 31, 2024.
ALEX is back – take a few minutes to use this confidential online tool to help you select the benefits that best fit you and your family.
During Open Enrollment, you can enroll in or change your coverage for:
- Medical
- Dental
- Vision
- Critical Illness
- Accident
- Hospital Indemnity
- Legal
- Health Flexible Spending Account
- Dependent Care Flexible Spending Account
- Health Savings Account Contribution (if enrolled in the Health Savings Plan)
Your coverage will continue if you don’t take any action, except you must enroll in your Health and/or Dependent Care Flexible Spending Accounts every year.
New for 2025
Medical
- Medical costs are increasing - nationwide and at UC. To keep employee premiums as low as possible, UC will fund $2.99 billion of medical costs in 2025, an increase of $198 million over this year. While UC will pay more than 80% of the total cost, employees in plans other than CORE will see premium changes. Those with 2024 annual salaries up to $140,000 will see 9% increases, and employees with 2024 annual salaries over $140,000 will see 11% increases.
- The CORE PPO plan will require an employee premium contribution. CORE members should consider carefully which UC medical plan is best for them.
- Copays for outpatient visits will increase from $20 to $30 for members of UC Blue & Gold HMO, Kaiser HMO and UC Care (UC Select/Tier 1) — the first such increase for these plans in over 10 years. Copays for prescription drugs will go up for most of UC’s medical plans, and there will be a new drug tier for specialty drugs that will have 30% coinsurance, up to $150 per prescription, for UC Blue & Gold HMO and Kaiser HMO.
Non-Medical Plans
- UC continues to pay the full cost of dental and vision coverage for employees and their eligible dependents, with no changes to benefits.
- With more benefits and no changes to costs, this is a good time to consider adding the extra protection of UC’s accident, critical illness, hospital indemnity and/or legal insurance. Visit ucal.us/oe to learn more about 2025 enhancements — including the critical illness plan’s cash benefits for getting a mammogram and for certain wellness screenings and the legal plan's new identity theft protection for senior family members.
This is just a summary. To learn more about 2025 choices, changes and costs, visit ucal.us/oe. You can also explore the Open Enrollment Demo for a step-by-step guide to the enrollment process on UCPath.
If you would like to review your Open Enrollment materials, you can view or download the Open Enrollment Packet (PDF).
When you’re ready, log in to UCPath to submit your open enrollment elections for 2025 by November 22, 2024, at 5 p.m.
Thank you,
UCPath
(855) 982-7284
Monday - Friday from 8:00 am - 5:00 pm
